If your property is in foreclosure, or is at risk of foreclosure because you have fallen substantially behind in your mortgage payments, you may feel helpless and discouraged. No one purchases a home expecting that one day he or she will be facing the dreaded f-word. As a result, many people respond to the Notice of the Intent to Foreclose that they receive from their lenders by doing nothing at all, hoping perhaps that things will somehow just work out in their favor.
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