Can chapter 13 stop foreclosure? Yes. With the recent housing crash and poor job market, many Debtors are having trouble keeping their homes and risking foreclosure. Chapter 13 allows debtors to pay back their mortgage arrears over 3 or 5 years without consequence. For more information, you can call us at (212) 244-2882, (914) 559-9500. See more https://www.midtownbankruptcy.com/will-chapter-13-stop-foreclosure-in-nyc/