A zero processing fee home loan is a type of home loan that does not charge any processing fees. There are a few things to keep in mind when considering a zero processing fee home loan. First, not all lenders offer these loans, so you will need to do your research. Second, there may be other fees associated with the loan, such as appraisal fees or origination fees. Third, you may need to meet certain eligibility criteria, such as having a good credit score or a high income.