Dog owner liability insurance is a policy that protects individuals who own dogs from financial responsibility in case their dog causes injury or damage to others. This coverage typically helps with medical costs, property damage, and legal fees resulting from incidents involving the dog. It’s particularly important for dog owners living in rental properties or areas with strict insurance requirements. Whether your dog injures a person, damages property, or causes other harm, dog owner liability insurance offers valuable protection, ensuring that owners aren't financially burdened by accidents that might occur due to their dog’s actions.