Liability insurance helps protect you financially when you're legally responsible for causing injury to another person or damage to their property. This visual highlights the key coverages included in a standard liability insurance policy, such as bodily injury liability, property damage liability, legal defense costs, and settlements or judgments. It also outlines common exclusions, including your own injuries, damage to your own property, intentional acts, and claims that exceed your policy limits. Understanding what is and isn't covered can help you choose the right policy and avoid unexpected financial risks.

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