Chapter 13 Bankruptcy Lawyer | Stop Foreclosure & Debt Relief
If a foreclosure sale is scheduled, time is critical. A Chapter 13 bankruptcy case usually stops most foreclosure activity, including scheduled foreclosure sales, with an automatic stay. A skilled chapter 13 bankruptcy lawyer can assess your case and advise you on whether bankruptcy can save your home. The Massachusetts Bankruptcy Center advises Massachusetts homeowners on debt relief and serious financial issues. The automatic stay usually begins when the bankruptcy petition is filed. It may temporarily stop creditors from collecting while your case is pending. A Chapter 13 repayment plan may give homeowners time to catch up on mortgage payments. How and when a foreclosure happens matters. In some cases, creditors can petition the court to lift the automatic stay. Past bankruptcy filings can also affect protection. This is why it dares you to wait until the last minute. Contacting an experienced chapter 13 bankruptcy attorney quickly can help you understand your legal options if you are facing foreclosure. Early advice can give you more time to consider your options, complete the necessary paperwork, and create a realistic plan to save your home and reduce debt.